Virtual Real Estate Solutions : December 2008

The Cumberland Plateau. Crossville TN Easy Living With Mountain and Water Views.

Crossville TN has just been designated one of the top 10  best locations to retire by Biz journal magazine, and Rand McNally. Crossville TN is located atop the Cumberland Plateau, with a 2000 foot elevation, named " The Golf Capital of Tennessee " with championship Golf Courses, panoramic mountain views, babbling creeks, streams and several lakes.

Crossville TN is home to Museums, The Cumberland County Playhouse, Shopping Plazas, and more. With plenty of businesses for job opportunities and growth our hometown atmosphere provides many Cumberland County citizens excellent places to work. Premier Medical Centers, Excellent Schools, and more, make The Cumberland Plateau a great place to live, work, raise a family and play !

Along the Cumberland Plateau you find easy living with endless choices and possibilities. From rustic and log cabin style homes to contemperary and modern. From lots with full amenities like golf, swimming, hiking and more to rolling pasture and acreage.

With subdivisions likeLake Tansi, Cumberland Cove, Holiday Hills and Fairfield Glade to country side living with no restrictions. Enjoying the good life has never been easier with low property taxes, no state tax and where a handshake is still your word.

Fine Dining is just a taste bud away with resturaunts like Forte's at Lake Tansi, Gondola's Italian Restaurant, Cancun Mexican Restaurant and for a little bit of everything and a Sunday Football game you enjoy Ruby Tuesday's.

For one stop shopping come on out to the Outlet Mall where you can shop for the whole family with Rack Room Shoes, Vanity Fair, Dress For Less, Vitamin World, The Black and Decker Store, and so much more...

 

Crossville TN Real Estate

 

                                                                                

 

Melissa Grant
lissalgrant@yahoo.com
772-419-1369

 

Virtual Solutions Guru to the Entrepreneur Extraordinaire. Helping others reach for the stars in life and business. 

                                 " When Time is of the Essence "

                              

4 commentsMelissa Grant Virtual Assistant • December 09 2008 08:04AM

What The Main Street Buyer Needs To Know TODAY to Purchase TOMORROW

I remember when I purchased my first home. I could never understand why it seemed like I was jumping through fire to get approved. So many documents in what seemed like so little time. From pay-stubs to rent receipts to a nice sit down on why there was a medical bill reported on my credit. There were a lot of factors in purchasing my first home. My salary was scrutinized for the most part and overtime not even calculated. I remember argueing that I worked it, I earned it. However, in a Mortgage Lenders eyes it was not permanent. His job was to simply make sure I could ALWAYS afford the home I wanted to purchase. They didn't just look at what I could afford today. There was a much bigger picture.

Today, purchasing my first home reminds me of the lessons my grandparents taught me while growing up. The importance of balancing your checkbook EVERY month, paying ALL of your bills or at the very least making payment arrangements in the event something happened and you couldn't meet a certain monthly obligation. Saving money for a rainy day - you never know when that tire will blow out or your water heater takes a dive sort of thing. I was taught since I could add and subtract the importance of " living within your means". My grandmother was the type of person for example : she knew when her billing cycle started and stopped with her credit cards. If she needed to make a purchase she would wait if her billing cycle was coming to a close. She did this because it gave her a month to save on the balance she would be charging rather than it charging on the current month and owing the balance in as little as a few days when the bill came in the mail. These teachings have stuck with me now into my adult life and it has helped me tremendously in saving for a rainy day, it has helped me to simply, well, " live within my means ".

Today, history repeats itself. It repeats in that today as I sit with my clients I find myself offering tips and advice on what " grandma" and "grandpa" taught me. I can sit and assure a buyer that their Mortgage Lender is not trying to get or make things personal. He is simply making sure they will ALWAYSbe able to afford their new home in the event a " rainy day does come ". He is simply reminding some that " everyone starts somewhere ". That small is the new big, conservative is a smart choice ! Do you remember your first car ? Chances are it was the hand me down clunker purchase for 500 or 800 dollars. You know the one where the side mirror was hanging off and looked as if it came from a battle ground. In the end we were okay with that. We were okay with that because it was nothing that a screw and a bolt wouldn't fix and who really cared about the dents anyway. We were driving, we got to tote our friends around and show off those dents...it was ours ! Bought and payed for and in the end that is all that mattered.

Purchasing your home is sort of the same example. You start small and work your way up. It's the memories within the walls of your new home that matter. Not the fancy chandeliers that hang or the 12 foot cathedral ceilings that increase your electric bill. Its the fact that you can sit and say with every coat of paint...It's mine and it's paid for. It's the fact that when that water heater takes a dive you can afford to pay for both the water heater and your mortgage. It's about saving for the rainy day, starting small with the beat up hand me down and working your way up to something bigger.

It's funny how history repeats itself. It's funny that I now sit back as a Realtor and listen to the same questions, answers and demands once placed upon myself to purchase a home. In a time where white out didn't exist on those W2's and documentation of your whole life would give you the keys to your home not "pretend play house" where overtime was calculated but never shown. I am happy that history is repeating itself. I am happy because I know you will now be able to ALWAYS afford your home. I am happy because one day when you want a little more I will be able to be there as you mark yet another milestone in your life. And when you sell the home that you worked hard for and built so many memories in ....I will be happy to sit back and watch you hand over the keys to someone who was once just like you. Making memories out of nothing at all.

Brought to you by, Melissa Grant, Crossville TN Real Estate. Affiliate Broker serving Cumberland Cove, Fairfield Glade, Lake Tansi and the Cumberland Plateau. Bringing buyers and sellers together in Crossville TN.

Wishing you and yours a very Safe and Happy Holiday Season.

photos courtest of realestateclipart.com

 

Crossville TN Real Estate

                                                                                

 

Melissa Grant
lissalgrant@yahoo.com
772-419-1369

 

Virtual Solutions Guru to the Entrepreneur Extraordinaire. Helping others reach for the stars in life and business. 

                                 " When Time is of the Essence "

                              

11 commentsMelissa Grant Virtual Assistant • December 06 2008 08:28AM

Affordable Living on the Cumberland Plateau, Caney Creek Drive, 3/2 on 1 level acre !

Photo Gallery
Full Length view of kitchen
Side View of Kitchen
Kitchen w/breakfast nook
Dining Room
Open Living Room
Extended view of living room
Fireplace and walk throughs
Master Bedroom
Master Bath
Level 1.01 acre
Description
3/2 Manufactured Home on PERMANENT foundation. Open floor plan for spacious living. Over size kitchen with lots of cabinets. fireplace, walk in closets, plenty of storage.

Dishwasher, Range/Oven, Refrigerator, Smoke Detector(s), Split Bedrooms, Washer/Dryer Connections, Central Heat and Air abound this well kept home.

Master Bath features garden tub/double vanity sinks. Front and back deck for entertaining. Workshop has electric and phone installed. Rain Gutters. Dog Wood trees nestled throughout this 1.01 acre level lot.

Mature landscaping on quiet dead end street with neighborhood watch.

Paved County Road. Close to Crossville and Cookeville Amenities.

Zoned for Pleasant Hill Elementary/CCHS.

Cable, phone, High Speed Internet available w/Spirit Broadband or Frontier Communications. Satellite also available.

Crossville TN has low property taxes, prides itself on Championship Golf Courses and has plenty of leasure activities for all ages. From boating to fishing to hiking and motorcross. Crossville TN has something for everyone !
Features
Bedrooms: 3
Bathrooms: 2
Parking Spaces: Driveway
Year Built: 1999
Subdivision: Mayland Estates Phase II
Lot Size: 1.01 Acre
Garage Size: None
School District: Cumberland County
Square Footage: 1512
Agent Name: Melissa Grant
Broker: Choice Real Estate
MLS #: 633942
Location
Powered by vFlyer.comvFlyer Id: 1900752

                                                                                

 

Melissa Grant
lissalgrant@yahoo.com
772-419-1369

 

Virtual Solutions Guru to the Entrepreneur Extraordinaire. Helping others reach for the stars in life and business. 

                                 " When Time is of the Essence "

                              

5 commentsMelissa Grant Virtual Assistant • December 04 2008 06:07AM