Virtual Real Estate Solutions

The Law of Attraction. The Seller gets what the seller Attracts !

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Thu, 14 Aug 2008 01:00:31 -0400

Law of Attraction - What is it ? How does it work ? How is working for you ?

Law of Attraction - The phrase Law of Attraction, although used widely by esoteric writers, has a variety of definitions. Turn of the century references conceptualized the law of attraction as relating to physical structure and to how matter develops. A more modern consensus among New Thought thinkers is that the Law of Attraction says people's thoughts (both conscious and unconscious) dictate the reality of their lives, whether or not they're aware of it. Essentially "if you really want something and believe it's possible, you'll probably get it" but that putting a lot of attention and thought onto something you don't want means you'll probably get that too.From Wikipedia, the free encyclopedia

Now that the defination of the " Law of Attraction" is understood let's ask the most concerning question you have as a seller :

" Why isn't my home selling ? "

Let's re-phrase what I hear, what your family or friends here :

" My house has been on the market for months, the market is horrible, nothing is selling, I am never going to be able to sell my house ". Oh well, maybe next year, or when the market picks up"

Whether speaking that very statement out loud, under your breath or even thinking it, those are the thoughts you are projecting and in turn the " Universe", " The Law of Attraction is giving you exactly what you want ! See, the Law of Attraction is fed off of what we think and feel. What we do, say or how we act, in any manner, whether positive or negative. We allow what goes on in our world, our home, our society to determine how we are suppose to feel rather than what we actually feel. For example :

* Have you ever wondered why the house down the street sold and yours didn't ? *

Your home is your castle ? You have built your home upon strong foundation of morals, principles and valuable memories. Every wall, stairwell, planted bush is a milestone. It is your prize possession. Your goal is for it to become someone Else's prize possession. Living on for others to enjoy and raise their family. Why wouldn't someone want to purchase your castle ?

Putting the Law of Attraction to work for you : Let's stop looking at everything obtained as luck and understand that our thoughts are giving us what we get. If we want our house to sell but walk around saying I don't want to sit here forever, by default, you will be sitting there forever because your thoughts are already saying " Your sitting here forever". Rightfully, by your words you are attracting what you do not want because you are speaking it. By focusing on what you want, those are the things you will attract.

Whether you want to purchase a home, sell a home, open a business, find your dream job your thoughts of " wanting" should be the main focus. We all don't want things, I don't want a flat tire, I want to make it to work on time...period....no negative thought just positive affirmation that I WILL arrive to work on time. Why ? Because I want to. And because I want to and because I BELIEVE that I will all good things will come. I have spoken no negative thought to hinder my attendance therefor I will attract nothing but positive things.

Lets Practice :

I want to sell my house
I will sell my house
Someone wants to purchase my home because of my hard work
My home is exactly what others need and want
It doesn't matter what the media says, my house will sell
My Agent is doing a wonderful job to sell my house

Practice those thoughts. Allow the "Law of Attraction" to work for you, your family in all of your desires.

For more information on buying or selling Real Estate in : Crossville Tennessee or surrounding areas please call or email Melissa Grant, Affiliate Broker, Licensed Tennessee Real Estate Agent, Third Tennessee Realty and Associates @ 931-210-8277 Direct or email lissalgrant@yahoo.com

For information on property for sale in Crossville-Cumberland County or surrounding areas please visit my website @ www.crossvilletnrealestateforsale.comwhere you can access your FREE relocation package, take an advanced property tour and read more about Crossville TN.

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Wilshire Heights Condo For Sale in Fairfield Glade, TN. Condo #32

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Thu, 31 Jul 2008 08:48:03 -0400

Looking to relocate or move to a home with little maintenance ? No, big yards to mow or landscape ? Is your dream to retire to a community with amenities such as Golf, Shopping, Recreation, Tennis, Swimming and more ?

Newly Listed : 32 Wilshire Heights in Faifield Glade of Crossville ,TN. $74,500

This Condo comes fully furnished and complete with 2 bedrooms, 1.5 bathrooms, kitchen with pass through wet bar/ breakfast nook, dining room, living room and utility room, walk in closets.

Master Bedroom features sliding glass doors out to your private balcony. Beautiful picture window in spacious guest/second bedroom.

This two story Condo is spacious and close to all Fairfield Glade amenities. Within walking distance to several golf courses, the new constructed recreation center, shopping, church and more. Tennis and racquetball courts are across the street !

All window furnishings, appliances and furniture stay.

Completely remodeled in 2005 with elegant lighting, fresh neutral colored paint, hardwood flooring and some appliances.

Surrounded by several lakes, like Lake Dartmore, Lake Glastobury and more !!

For questions or to schedule your private showing please call or email.

lissalgrant@yahoo.com

931-210-8277 Direct

1-866-766-4173 Toll Free

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Crossville TN - The Best Kept Secret In Tennessee, Along The Cumberland Plateau

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Wed, 22 Apr 2009 07:39:51 -0400

Here in Crossville TN the stage is set for you. We are the place you have been looking for. Just off of I- 40, Crossville TN is conveniently located to Nashville, Knoxville and Chattanooga. Why is Crossville TN the place ?

For starters, the area is home to Tennessee's famous vacation resort, Fairfield Glade, where five beautiful golf courses will test any skill. But there's more, so much more. Crossville TN - Cumberland County has a total of 11 championship golf courses.

Here upon the Cumberland Plateau you can also visit the highest elevated golf course at the Renegade Mountain Resort. Golf in Crossville - Cumberland County is one of our area's major attractions. Each course is unique and offers a different golfing experience.

From breath taking mountain views, mountain streams, rolling hills and rock formations not only are our golf courses challenging they are enjoyable for all skill levels.

As many of our visitors and residents here in Crossville will attest, that's not all that we have to offer you and your family. From our Golf Courses to our award winning Cumberland County Playhouse to the Crossville Outlet Center, Crossville has something for everyone. High upon the Cumberland Plateau we offer upscale cuisine to down home cooking and the sights and sounds you will savor year after year.

If you are looking for more than Golf, Crossville is packed with recreation, entertainment, history, dining and shopping.

With an elevation of 2000 feet and an average summer temperature of 74 degrees, Cumberland County residents and visitors can also enjoy hiking, boating, fishing, camping, canoeing, whitewater rafting, even hunting. Auto and drag racing events are held on a regular basis.

For all of these reasons, our area has been voted one of the nation's most desirable places to live and retire to.

When you relocate or visit be sure to put these attractions on your check list :

RECREATION :

Ozone Falls State Natural Area - a pristine setting that has attracted Hollywood Filmmakers.
Catoosa Wildlife Management Area - a hunting wilderness of almost 80,000 acres
Crossville Recreational Park, 75 acres of championship ball fields, tennis and volleyball courts. Equipped with playgrounds and walking/hiking trails.
Cumberland Mountain State Park, more than 1700 acres of rustic parkland, cabins, playgrounds, campsites, hiking trails, Olympic-size swimming pool and The Bear Trace.
Cumberland Trail State Park, Tennessee's first linear state park with over 230 miles of spectacular views.

ENTERTAINMENT :

The Cumberland County Playhouse is renowned throughout the South as a premier cultural attraction. With live performances, Broadway musicals in addition to special films and concerts. Offered year round.

Festivals are also a huge part of our life here in Crossville. Some prominent festivals include :

Pioneer Day
Oktoberfest
Depot Days Main Street Festival
StreetScape Boo Bash
Homestead Apple Festival
Crossville Christmas Parade
Our exciting Blue Ribbon Cumberland County Fair

HISTORY :

Our area, Crossville - Cumberland County is a favorite among history buffs. The past comes alive throughout our area. See for yourself by visiting :

The Homesteads - a community and depression era of 1930 which was designed as a National Historic district and featuring Homesteads Tower and Museum and the Crabtree House.
GrassyCove - a National Natural Landmark featuring geological wonders and farmland.
Crab Orchard - is the country's oldest community and home of the world-famous Crab Orchard Stone
Downtown Crossville - with it's 95 year old courthouse it also features the 1920's train depot from where famed Sgt. Alvin C. York made his good-byes en route to his World War I exploits
Pleasant Hill - settled since 1819, is the site of the Pioneer Hall Museum

From Cuisine to hard-to-find collectibles, your shopping and dining desires will be delighted here along the Cumberland Plateau. You can follow any road and be greeted by friendly people, boutiques, specialty and antique shops, unique wineries, a busting downtown, factory outlet stores and so much more. To satisfy your cravings you can pull up any chair amongst our 50 restaurants.

To find out more about Crossville TN or Real Estate for sale in Crossville TN, contact :

Melissa Grant, Realtor(r)
Pointe Realty-proudly serving Crossville TN, The Cumberland Plateau, Fairfield Glade, Lake Tansi, Cumberland Cove, Morgan and Fentress Counties.
931-210-8277 Direct or Email lissalgrant@yahoo.com

Thank you for visiting Crossville TN Real Estate

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

3148 Deep Draw Road, Crossville, TN 38555

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Mon, 06 Apr 2009 15:34:44 -0400

Photo Gallery

Side View w/Gazebo Porch

9.96 Acres of Mountain Views

Swimming Pool and 3 Ponds

Island Kitche, Upgraded Appliances

Formal Dining Room

Family/Living Room w/Brick Fireplace

Living Room to Large Back Deck

Description

Exquisite Home on 9.96 Acres. 5 / 3.5 two story all brick home with panoramic mountain views. 3 ponds, professionally landscaped, outdoor lighting, covered front porch with built in gazebo. Circle Drive. Home features gourmet kitchen with island and convection oven. Breakfast room, dry bar, walk in pantry and upgraded stainless steel appliances. Master Suite on both levels with master baths. Over Size Bonus Room Upstairs. 2 Offices or 1 office 1 Den and/or Library with two walls of built in shelves. Formal Dining Room, Family Room with Brick Fireplace. French Doors, Sliders and Wood Shutter Blinds throughout. Insulated Windows. Over Size Laundry Room with Laundry Shoot. Attached 2 Car Garage with Side Entry and Storm Shelter. Detached All Brick 3 Car Garage with 16X36 Bonus Room Above. Plenty of Storage inside and out. Walk in Closets, Jacuzzi Tub, Recessed Lighting, FM Transmitted Security System, Crown Molding, Updated lighting. Composite Back Deck with Child Safety Gate and sunk in above Ground Pool. Crawl Space filled with gravel and deep enough to walk in. Bay Window, tile, carpet and hardwood throughout. Immaculate, updated and upgaded home. Move in ready.

Features

Bedrooms: 5Bathrooms: 3.5Parking Spaces: 5Year Built: 1999Subdivision: Cumberland HomesteadsLot Size: 9.96 AcresGarage Size: 5School District: Cumberland CountySquare Footage: 5725Agent Name: Melissa GrantBroker: Pam FountainMLS #: 659409

Location

3148 Deep Draw Road Crossville TN 38555

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Again I wonder...Where the hell is your agent???

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Tue, 07 Apr 2009 08:11:06 -0400

It is not often that I find a post in our Real Estate world of blogging that makes me want to stand up and clap. When I read this post that is exactly what I wanted to do.

Purchasing a home by yourself or having a Realtor(r) who is more absent than not from your transaction is like self diagnosing yourself instead of going to a trained and qualified Physician for whatever ailment bothers you.

Often times we think we receive the best deal when we go at it alone. Just like there could be hidden dangers in why we feel so tired, have headaches hidden dangers can also loom in a home that appears "healthy" or " looks good " to the naked eye.

It is better to be safe than sorry. It is better to have a qualified professional on your side than to find out later you misdiagnosed yourself or purchased a home full of mold or defects not seen or understood by the naked eye.

Melissa Grant, Realtor(r)
Century 21 Fountain Realty, LLC
931-210-8277 Cell
931-707-2100 Office
www.crossvilletnrealestateforsale.com
Melissa@C21Fountain.com

Via John MacArthur Branch Manager (Long and Foster Real Estate, Inc.):

This business of being a real estate agent is ever changing. There are more styles in this profession than any other. Agents not only come in all shapes and sizes....they all bring their baggage with them.

Now I will admit that I have neglected signing on and sharing thoughts lately. I have been busy. Spring has sprung and many of you have made the move to buy.....now. I don't know what they put in the water in this area, but some of those unidentified chemicals must have created buyer urgency. You know who you are and you have been sipping the kool aid.

Not a bad time to storm the DC market. Lots of inventory out there. Lots of over priced inventory. Lots of undervalued inventory. Lots and lots of houses, townhouses and condos for sale. Did I say...lots of them?

In recent weeks, there have been multitudes of buyers doing the price range and location procession. You may have seen them. They form the unstructured caravan travelling from one open house to another on Sundays.

They rush from door to door, computer print outs of listings in hand, hoping to discover "home sweet home". Don't see many agents. Don't understand that.

It is one of those things that made me go......hmmmmmmmm.

So I decided to investigate just what are these people thinking. I made up a little checklist and positioned myself outside a popular open house (I am sure the agent loved having me out there...but it was a free sidewalk, and I only talked to folks as they left and I never once shared that I was an agent and God knows I told no one I was the Naked Realtor).

I heard some very interesting things. Some of you have an agent(?). Really? And your agent told you to go out and visit open houses and if you found something you like...give the agent a call.

What part of no representation don't you understand?

You are walking into home after home, heart in hand, dreams in your eyes, unarmed in quagmire of legal issues that quietly put you at risk. You are spending the better part of 20 minutes to determine the quality and value of the largest purchase of your life. You carry the false belief that on your own, you can evaluate the merits of homes.

Let me share a secret. Everyone selling a home has done as much as possible to put lipstick on that pig and make her the belle of your ball. You are ravished and they are offering all the sizzle your senses can bear. A pretty red door may suit feng shui but it is no indicator of the energy efficiency of the home. Those new stainless steel appliances may gleem in the kitchen, but they are no indicator of anything other than the sellers ability to polish up the area. All that glitters is not gold. Do you realize that the agent sitting at home, watching t.v. is supposed to be representing you, ferreting out fact from fiction?

Some of you have decided to go it alone. You have read all about buying a home online and you have heard that you can strike quite a deal if you don't have an agent. You might be able to get the seller to reduce the price of the home a bit because they don't have to pay an agent. Sounds like a plan.

Of course, the listing agent is the one that has to make the concession. In Maryland, they can write up the offer for you. They can promise that things will be as smooth as silk. There may be a scintilla of truth in that statement. They represent the seller. They can not represent you. They can not say or do anything that is not in the best interest of their client.........the seller. They can not negotiate for you. They can not advise you. They can just smile......maybe make a little less for their effort..........and smile all the way to the bank. You get the keys and absolutely nothing else.

Now, does that sound like a responsible plan when making the biggest purchase of your life?

Actually, running out on your own and reporting back to your agent(?) is pretty stupid. Your agent works for you. They will be paid fairly at the close of the transaction. Don't you agree that they should earn the money? I do.

Taking your best shot on your own, with no representation, is absolutely the riskiest way to go about purchasing. Most agents will represent you and be willing to accept the commission offered by the seller. That arrangement seems like a win-win to me. Just like anything else...you get what you pay for.

Of course, I am just the naked realtor, I do this for a living. If you want to receive further information or send hate mail or ask a question or maybe you can tell me..where the hell is your agent?...you can write me by clicking on this link.

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Crossville TN Real Estate : Resort Style Living On the Cumberland Plateau.

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Mon, 13 Apr 2009 08:37:31 -0400

Here in Tennessee these mountain views are plentiful. Add some golf courses, running creeks and streams with some waterfront living/views and we can make your dreams come alive here in Crossville, Tennessee.

With premier medical facilities, recreation and championship golf courses Crossville, Tennessee has something for everyone ! From boating, fishing, The Palace Theater, The Cumberland County Playhouse Crossville Tennessee is fun for the entire family.

If you are thinking of relocating or retiring to Crossville, Tennessee take a look at what we have to offer. Remember, we have LOW property taxes, NO state or school tax and Grand McNally loves us !

Cumberland Cove For Sale : Cumberland Cove offers mountain/bluff views with rock formations, caves, hiking trails, creeks and streams. Property starting as low as $9,999.00 per acre for all of this PLUS amenities!

Lake Tansi Resort : Come on over to Lake Tansi Resort where some of Crossville's premier Golf Courses are available to home/lot owners. Amenities include boating, fishing, recreation, private beaches, lakes and so much more. Own a piece of this heartland right now starting at $5,000 per lot !

Fairfield Glade : Welcome to Fairfield Glade. Home of championship Golf Courses, Condo living, waterfront living, recreation and a " home town feel". Lots starting at $6500 per lot all amenities included !

For more information on any of these premier subdivisions or other homes and land available in Crossville TN please contact

Melissa Grant, Realtor(r)
Century 21 Fountain Realty
Direct 931-210-8277 ,
Email Melissa@C21Fountain.com
Visit my website for other information at
www.crossvilletnrealestateforsale.com

Cumberland Cove, Fairfield Glade, Lake Tansi

Crossville TN Real Estate

Serving all of the Cumberland Plateau

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Dear Diary - My Passion is.........

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Tue, 10 Feb 2009 05:38:07 -0500

The Government Should Take Lessons From Housewives.

Dear Diary,

We, the people, sit here today on pins and needles, more like sleeping in a rose bush full of thorns waiting to know if the Obama Stimulus Plan will be passed and/or will work. As grown men and women all dressed up in their fancy suits and ties hold the future of America in their hands we sit back and listen, watch the mud sling, we receive emails from our National Association of Realtors " for our voices to be heard ", we hoard what money we have and we pray that someone will listen to the guy who is being more conservative wearing the JCPenny pin stripped suit rather than the guy wearing some fancy suit of some designers name I can't pronounce anyway.

Diary, my passion has always been to live freely, within my means and to help people. To both give and receive inspiring advice, to set goals, to be proud of being an American. To support our troops who fight everyday for our freedoms ( I wear Red on Fridays ). To inspire my children and other children to always be who and what they want to be. To adopt one family each year and show them Christmas miracles still exist. To volunteer at a woman's shelter and help if only one woman understand just how empowering she should feel because leaving was a brave and courageous thing to do. To live freely in knowing that I live in America, in the American dream and someone " in it " will always have my back and look out for me and my family.

Today, televisions have been brought into our homes to keep us advised, more like to keep us in a panic. The old saying of " Believe nothing you hear and only half of what you see " has become an " old wives tale. " Many, sit glued to their televisions feeding themselves the doom and gloom of our nation heeding every bit of advice from some telecaster who doesn't appear to know anything more than we do. This my friend is like taking financial advice from someone pending their bankruptcy court date. Better yet it's like walking into a marriage counselors office whom might I add has been divorced four times. We listen to our Government and Media tell us we should set up lemon-aid stands to make extra earnings but yet I don't see our Government selling watermelons on the side of the street to reduce our national deficit. This is all like walking into an AA Meeting and the door prize is a 6-pack of beer.

At this point it no longer matters " Who is to blame ", " When it all started or why ". The fact is it did happen and no stimulas package to date has put a dent in what the American people actually need. What great timing to put money in our pockets with the Bush Administrations Stimulas. Our food prices were at an all time high, fuel prices exceeded $4.00 per gallon ( now calculate that $4.00 per gallon and hold it up against the minimum wage worker...need I say anymore ) and we were already seeing increases in the cost to run our electricity.

Mr. Government Officials, my money went right into my savings account, creating a stronger reserve account for " the, well...... unknown ".

Now, had you handed us our very small, might I ad very small check during the Holiday rush....we might have bought our children the actual Rock Band version of Guitar Hero rather than the knock off Aerosmith Version. We might have bought a new Christmas dress or suit rather than digging through our closet's to see what we haven't worn in years. We might have even bought a 20 pound Turkey rather than a 15 pound turkey. To date my small check was given back to our oil industry as well as Tyson, Betty Crocker, Butterball, Campbell's and Little Debbie. I'm sorry for the losses Goody's, Best Buy and Circuit City took throughout the Holiday season but many took your advice : We went into hiding in total panic.

Diary, " They ", our Government, seem to think that a bunch of tax cuts, extra money for food stamps and extensions of unemployment benefits will create jobs and will open the housing market. I couldn't DISAGREE more. I wish someone would explain how a buyer tax credit is going to help our housing economy " open up " if the buyer desperately seeking to purchase a home cannot obtain a loan because Banks want to cut out Mortgage Brokers because Banks have upped the anti on lending criteria and because well, banks can do and say whatever they want, whenever they want and have ZERO accountability for it.

You should instead be teaching how a little hard work never hurt anyone and that a callous is a sign of hard work..like my Daddy's hands. You should be teaching the Food Stamp Recipient the power of their OWN dollar not looking to the middle class to continue paying for a person who has figured out they receive more by staying home and doing nothing. I don't understand how you can extend benefits, call it a stimulus and swear that this will return our economy to normal and yet kick a woman out of a hospital bed 24 hours after she has given birth ????

True Story

Last night at my daughters basketball practice I was speaking to a parent who found out that her and her husband made to much money and ended up owing Uncle Sam. Now, believe me when I tell you their income was NOTHING to smile about. In the end they were having to pay Uncle Sam all because she took on a part time job to help pay the increasing household bills which ended up costing her more in the long run because of child care expenses. In the process she also lost Health Care for her children through the State of TN, known as Cover Kids ( a program when you do not qualify for Medicaid ). All because of her part time job. She was told by a GOVERNMENT worker that she should CLAIM a separation from her husband whereas she would then be able to receive : Medicaid, Food Stamps and Schooling since she had been denied a government grant to finish her degree. Best part she was also told she could receive unemployment benefits by saying " the result of quiting her job was because of her separation and lack of child care". Do I need to say any more on extending food stamps and/or unemployment.

Our Government should be taking lessons from Housewives. Take Carol Brady for example. A single mother with three children, then married with six. When Mike brought home his paycheck every Friday she didn't give herself a raise and neglect to purchase food. When Mike got a raise she didn't go purchase a bigger, fancier car because the government said we needed to stimulate the economy. She didn't go in debt because they earned a few dollars more. When you went to the bank to purchase your home you went with documents in hand and money in the bank. She never worried about debt to income ratio because way back when you were taught to save not to obtain more and more " On Credit ". Carol Brady was the divider of 4.3 weeks in a month and knew every week what she needed to have and what was leftover. If her automobile needed tires she paid for tires she didn't trade in her vehicle for a lease. When Mike received a " bonus " they didn't take fancy vacations and fly out on a private jet. Way back when there was a more practical approach.

Getting Back to Basics

How do you live in these times ? The same way you did BEFORE the Government started putting televisions in peoples homes and creating panic. You have choices. You can be the divider of 4.3 weeks in a month or you can eagerly spend all of your hard earned cash on the Hybrid because the Government says this is what you should be doing. You can take your raise or bonus and invest in your future, purchase a home or you can panic and hem it to your curtains like my great grandmother did. You can learn the power of a dollar and build a savings account or you can be a puppet to the government and spend it all at Wal-Mart because the government has you fearing one more store will shut down. You can get out their and plow your own land or cross your arms wondering what's the use ? You can get up everyday and live the American Dream in peace or you can turn on the news that is costing you more electricity by running your television only to listen to a bunch of doom and gloom or you can get up, go to work and appreciate the power of your earnings. You can worry about supporting Kroger or Publix or you can build your own garden.

Simply, you can get out there and live. Live life to it's fullest. To be inspiring or be inspired or you can make excuses to not live , to live in fear, in panic and do what our banks continue to do : give raises to yourself, not hold yourself accountable, take fancy trips you cannot afford and of course you can always leave on a jet plane only to come back later apologize and do it all over again:

As for me I will believe in " Old Wives Tales ", I will build my own garden, plow my own land, drive a paid off mini van with good, clean tires. I will work hard, I will invest in my future. I will preserve my credit and live within my means. I will give hope because I have hope. I will dream because without a dream I am stuck exactly where I am today. I will be the dictator of my life. I will not allow my home or vehicle to define me. I will inspire because I want to be inspired. I will give so that I can receive.

I am my own government.

Melissa Grant, Crossville TN Real Estate 931-210-8277 direct www.crossvilletnrealestateforsale.com Crossville TN Real Estate

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

I Promise, You Don't Ever Want To Play Golf With Me. Why Do Men Torture Themselves With This Game ?

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Mon, 06 Apr 2009 07:40:08 -0400

This past Christmas my husband and I bought our little one Cole a set of Golf Clubs. He is always trying to be just like daddy and he loves sports so we decided to break down and get him his very own clubs. My husband throughout the winter has been teaching him his swing and how to hit the ball on our acreage. He is pretty good at it. My husband is like some pro golfer who should be on tour. Once that club hits the ball in half of a half of a second you have lost sight of it. I think he might have hit a bird yesterday though...

So, yesterday we decided for family day we were going to go to the Cumberland Cove golf course and driving range.It was a beautiful day, nearly 70 degrees with a gentle breeze. Cumberland Cove is the most sought after subdivision here in Crossville TN. From the Golf Course, to hiking trails, to mountain views, creeks and streams Cumberland Cove is both a beautiful place to live and play. Many relocate here to Crossville TN and retire to Cumberland Cove.

We loaded up our golf clubs. My husband spent the winter trying to find me a couple of golf clubs. I am lefty so imagine how hard that was ! Ya know, I have to say Golf looks easier than it really is. For the life of me I could not get that stupid ball off the tee but I took chunks, chunks I tell you of grass and slung more dirt in an hour than a backhoe could in 5 minutes.My children were hysterically funny. Gracelyn somehow kept hitting the balls behind her ????? Cole seemed to be a natural and of course tried to help Mommy and his big sister. The whole time I kept thinking to myself " no wonder why men drink beer on the course ". You have to if you want to get through this game. As for me I am already dangerous with a club, add a couple of beers and well, we will just not think about that.

Four an hour for me it was a swing and a miss. Finally, I got the ball off the tee only to find it landed on my foot. In the meantime my husband swings and hits some cat that decides to run through the course, the cat is okay by the way...but he won't run through the course again :). Half way through I decided I needed bengay, a handicap and someone to hit the ball for me. My daughter was still hitting the ball behind her and my husband was convinced we were going to hurt ourselves. For the life of my daughter and I we could not figure out how to position our feet and my husband was convinced I was trying to hit a softball.....a softball would have been easier. Give me a golf ball and I am a fish out of water. It was a good thing I wasn't playing for charity or something. Poor charity organization.

In the end my husband told me I was better at driving the golf cart :) :). It's probably safer for myself and everyone else involved as well. It's a good thing we decided to hit at the range and not play 9 holes. With my daughter and I playing I wouldn't be writing this blog....we would still be on the second hole. I'm leaving the golfing to the men in my home. Gracelyn and I decided we were much better "sports" at the mall.I have to say muscles I didn't even know I had hurt this morning. I mean really, golf seems like a self inflicted torture game.....why do men do that to themselves ?

I think I figured out my problem :

The Club is Longer Than My Arms ?
The Ball Was Crazy Glued To The Tee ?
I Was Afraid I Would Hit The Welcome Center ?
I Didn't Want To Be Better Than My Husband ???
I Didn't Want My Daughter To Feel Alone ?

For more information on Golf in Crossville TN, Homes For Sale in Crossville TN or just about Crossville TN , contact :

Melissa Grant, Realtor(r) , Century 21 Fountain Realty
931-210-8277 Direct
931-707-2100 Office
Melissa@C21Fountain.com
www.crossvilletnrealestateforsale.com

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Wordless Wednesday ~ A kids Gotta Do, What A Kids Gotta Do.

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Wed, 25 Mar 2009 05:57:10 -0400

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Happy 40th Birthday Christina Williams. Forever in our hearts.

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Mon, 16 Mar 2009 21:22:28 -0400

Today is your Birthday. Happy Birthday My Friend.

Service for Christina Williams will be on Wed. 3/18/09 from 5:30 until 7:00

The address and directions are:

Crossville Memorial Funeral Home ( for flowers )

2653 N Main St
Crossville, TN 38555
(931) 456-0047
Get directions

Anyone wishing to come in from TN can call me at 931-210-8277 and I would be happy to meet you at the interstate or give better directions.

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Things you shouldn't do while buying a home !

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Fri, 14 Sep 2007 06:03:42 -0400

So, your on your way. You have found the house of your dreams. The lender tells you he thinks he can get this done. Your credit is good, your debt to income ratio is good, so are your trade-lines. You have all the winning factors to obtain a loan. I'm sure you feel great. Many customers who first come to us who are not pre-qualified come in having no idea what their credit score is and some believe their credit is so bad they can't get a pack of gum on loan. You then find, the total opposite. That somewhere along the line of restoring your credit worked ! Some will say, well if I can buy a house, I can buy a car, I can get the credit card I have been wanting, maybe I will go buy all new furniture for our new house.....STOP ! TALK TO YOUR LENDER or REAL ESTATE AGENT before you make any new purchases or it can stop the purchase of your new home ! When you apply for a mortgage loan there are several factors in evaluating you, your credit worthiness and home loan application. One of the things the Lenders, underwriting will look at is your credit score, your credit score tells them how well you have managed your credit over the years, they will also look at your debt to income ratio. They will give you credit for all the verifiable income you have and look at what you have going out from that money. If you are over extended this will hurt your chances for obtaining a mortgage loan. That is why it is crucial to NOT run out and buy anything or at least until your lender tells you its okay. Use extreme caution and listen to the wisdom and advice of your lender and/or agent as they want you to be in your new home ! Don't get ahead of yourself through all your excitement. All the other things will come and will come in time. But get into your new home FIRST. Listen to your lender/agent, they will give you the green or red light, but you as a word of caution should always stay in yellow....

A simple over-view and rules to live by when purchasing your new home is :

Don't make any major purchases such as a new car, expensive electronics or appliance, or anything else that you cannot pay cash for. The extra payments may prevent you from getting a loan.

Don't move money from one account or investment to another. One of the things a lender is concerned about is the source of funds for your down payment and closing costs. The lender will ask for statements for the last 3 months for all your bank and investment accounts and even your company 401K and retirement accounts.

Lenders like to see what is referred to as "seasoned money", that is, money that has been accumulating in an account over a period of months or years. If your bank account has a large deposit that was made less than 3 months ago they may think the money was a loan from a relative who is trying to help you qualify for a loan. Then you will have to prove where the funds came from which can be a time consuming process.

Please, leave your money where it is until you talk to a loan officer. And don't move a significant amount around without letting the lender know about it in advance.

The reward for your patience is ohhh sooo bitter sweet !

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Wordless Wednesday ~ The Hills Are Alive In Crossville TN ~

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Wed, 18 Mar 2009 05:33:40 -0400

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

In Memory of Active Rain Member and Friend Christina Williams ~ A Walk With Christina

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Sat, 14 Mar 2009 21:29:49 -0400

Sometimes people come into our lives for only a seaon. Sometimes people come into our lives for a reason. Sometimes people come into our lives and we get the real chance to know them, to love them and that friendship last's a lifetime. We never really know when our journey together will end but no matter what happens or how it happens we are always grateful for the moments, the times, the joy of having that person in our lives.

Christina Passed Away Last Night After a Brave Battle Against Cancer. Today, it is raining. Christina loved flowers. In fact every chance my daughter would get she would find and pick flowers for Christina. ~ I think Christina is bringing the rain so she can spoil us with the flowers she loved so much. I will never look at a flower the same again ~

For anyone who knew Christina you know she never left home without her camera. She could capture the most captivating moments through a single lens and pass it on for everyone to enjoy. She was an avid nature lover and savored every moment she got to spend in it. ~ I will never look at the beauty of nature the same again ~

Christina left a legacy behind her. A fighter and advocate for cancer. An advocate and rescuer for abused pitbulls. A footprint upon the hearts of those she touched. A milestone of memories through a single picture she snapped. Christina taught so many the importance of living, doing the things you want to do and enjoying the things you get to do. ~ We will all miss you our dear friend ~

A WALK WITH CHRISTINA ~ Through her memories and milestones

Make a Smilebox photobook This year as Team Captain for Relay For Life it means something totally different. This year I will walk for my grandfather, Harry R. Vail Sr. and my friend Christina Williams. Together we can fight for life without Cancer. Walk with me ~ If you would like to make a donation in Christina Williams name, or a friend of loved one please send your donation to me Team Captain for Relay at : Melissa Grant Century 21 Fountain Realty LLC 3867 Peavine Road Crossville, TN 38571 Make checks payable to : Relay For Life

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Dear Diary - My Passion is.........To Explore and Discover

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Mon, 23 Feb 2009 07:13:52 -0500

Dear Diary,

Today, I sit and remind myself of the beauty that the world brings us and how easy it is to get caught up in " drama", losing sight of the things that really matter.

Diary, my passion has always been to explore and discover. Yes, I am an explorer. I enjoy exploring because when I explore I find the things that truly matter. Sometimes the hardest part of exploring is discovering the truth. Sometimes the truth hurts. Other times it's like a breath of fresh air. The hardest part of being an explorer is ' getting rid of the old to make room for the new "and being confronted with the "truth be known"............

When I was 20 my thoughts were different. A goal consisted of a net you kicked a ball into. At 20 I thought I " knew " it all and didn't dare surrender to anyone or anything. As I explored age 21, 22 and so on I realized " truth be known ".....I knew nothing.

At age thirty five I have explored the wonders of the world or almost...but I still dare to explore. I've explored caves and what sometimes feel like dungeons. I have explored my own truths. I have explored the deep waters of time and the endless possibilities of the never ending sky. I have discovered that the walks I take through the trails of life with my children remind me of the perfect harmony between a woman and a man...and how very deep family ties can run. I have discovered that sometimes the friends we think are friends are classified as the relationship between a hungry tiger and his prey. While discovering still waters I have also explored the possibility that there is a time to sit, watch and just, well, be still....

I have explored that things change. Some things change for the better and some you have to welcome whether you are comfortable or not. I have explored that sometimes people, friends or family think they know what is best for you but only you know what is best for you. I have explored a good and bad touch, I have explored how easy it can be to become addicted to someone else's addiction. I have explored that my thoughts are my own and the words I speak whether good or bad are for me to own. I have explored that at times I can be my own worst enemy and I have explored the many " truths to be known ". I have explored you cannot be something or someone to everyone know matter how hard you try...you will always let someone down. To explore and discover that with every wrinkle I obtain there is a story to tell. And with every gray hair there are wise words to be spoken.

While the wheel of the world keeps turning I have discovered my greatest passion is to keep exploring. To explore new things with my children, my husband, my friends and family. To explore the endless possibilities that exist and discover the fear that sometimes holds me back. To explore the vast possibilities that life has to offer whether big or small. To dream big and live large. To explore and discover how the moon pulls the tied and yet no-one ever asks " why ". To explore and discover if a man could walk on the moon, " why can't I "....

To explore and discover life's greatest challenges and to triumph as I cross the finish line. To explore and discover that God has taught me all these things so my children can become a beautiful woman and man. To explore and discover the courage of another person so that I can dare to dream. To explore and discover the hidden messages within the earth's core. To explore and discover that while the wheel of the world continues to turn...it is my choice to turn with it or stand still.

Diary, today, I will explore and discover how I can be a hero in someone Else's eyes and how one picture can speak a thousand words.....

photos courtesy of flickr

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Crossville TN Real Estate ; Resources for the Consumer

Melissa Grant Crossville TN Real Estate (Pointe Realty Company) — Tue, 24 Feb 2009 05:49:40 -0500

Buyer Information Package for Crossville, TN

Crossville TN Real Estate

The Cumberland Plateau has been called by some ( in their opinion ) heaven. With our 180 degree mountain views, historic downtown and average climate/weather and popular rivers and streams it feels like home.

Crossville, Tennessee is centrally located between Knoxville and Nashville.

Crossville, Tennessee - Cumberland County is dedicated to the well-being of its commercial, industrial, and residential citizens. The success and happiness of every man, woman, and child of Cumberland County is essential. From premier medical facilities to great schools, Crossville is a great place to live, work and play. Not only is Crossville "The Golf Capital of Tennessee," it is home to numerous museums and shopping centers, making Crossville a place of tourism.

Crossville has been designated one of the top 10 best locations to retire by Bizjournal magazine, Rand McNally, and several other periodicals.

Crossville is full of recreational and educational experiences that allow all of it's residents to live life to its fullest. With plenty of businesses and job opportunities provided, Cumberland County citizens have an excellent place to work. Why look anywhere else, when everything you need to be successful is right here in Crossville?

Tennessee's climate varies from east to west, but it is generally considered to be moderate with four distinct seasons. The budding of wildflowers and dogwoods occurs in spring and honeysuckles welcome summer. Fall foliage and crisp air make Tennessee autumns memorable and the wintry weather brings mild flurries of snowfall.

For The Golf Enthusiast :

Situated in the heart of Tennessee's scenic Cumberland Plateau, The Bear Trace at Cumberland Mountain was named "Top Ten Courses in Tennessee" by Golf Digest in 2001. Today, Bear Trace is one of the most sought-after sites among the Jack Nicklaus designed courses in Tennessee. The 6,900-yard (gold tees), par 72 layout features a design that capitalizes on elevation changes as well as natural features, such as flowing brooks and clustered, mature pines. The signature 7th hole, a 393-yard, par 4, incorporates another of the region's natural resources, layered flagstone, along the front of the green.

Low Property Taxes :

The following information is based on a Residential House having a total land and building value of $150,000. The 2007 tax rate for the City of Crossville is $0.55 per hundred of assessed value. The County rate is $1.24 per hundred of assessed value.

$150,000 Total value of land and building x 25% Residential Assessment at 25 percent of value

$37,500 Residential Assessment of land and building x .0124 2007 Cumberland County Tax Rate of $1.24 per hundred of assessed value

$465.00 Total County Taxes for land and building based on 2007 Tax Rate

REAL PROPERTY CITY TAXES

$150,000

$37,500

Total value of land and building x 25% =

Residential Assessment of land and building

x .0055 2007 City of Crossville Tax Rate of $0.55 per hundred of assessed value

$206.25 Total City of Crossville Taxes for land and building based on 2007 Tax Rate

Crossville and Cumberland County Schools

368 Fourth Street, Crossville, TN 38555

931- 484-6135

http://ccschools.k12tn.net HYPERLINK "http://ccschools.k12tn.net/"

Note: All area codes are (931) unless otherwise noted.

High Schools

Cumberland County High School 484-6194
Stone Memorial High School 484-5767

Elementary Schools

Brown Elementary 788-2248
Crab Orchard School 484-7400
Glenn Martin Elementary 484-7547
Homestead Elementary 456-8344
North Cumberland Elementary 484-5174
Pine View School 865-354-1986
Pleasant Hill School 277-3677
South Cumberland Elementary 788-6713
Stone Elementary 456-5636
For more information on School please visit : http://cumberland.k12.tn.us
For more information on Cumberland County please visit : http://www.crossville-chamber.com

When purchasing a home in Crossville the steps you take are the building blocks to your future. From start to finish you need a REALTOR®, whom you can trust to lay a strong foundation for you and your loved ones. One who will meticulously cater to your needs and follow - up throughout your journey.

Melissa Grant, REALTOR®
Century 21 Fountain Realty
931-707-2100 Office
931-210-8277 Cell/direct
www.crossvilletnrealestateforsale.com
melissa@C21Fountain.com

Waterfront and Mountain View Home Specialist

Crossville TN Real Estate

Melissa Grant
931-287-2534
lissalgrant@yahoo.com

Licensed Real Estate Agent in TN
Pointe Realty Co
109 Mariners Point
Crossville, TN 38555-5740

Virtual Real Estate Solutions

The Law of Attraction. The Seller gets what the seller Attracts !

Now that the defination of the " Law of Attraction" is understood let's ask the most concerning question you have as a seller :

" Why isn't my home selling ? "

Let's re-phrase what I hear, what your family or friends here :

" My house has been on the market for months, the market is horrible, nothing is selling, I am never going to be able to sell my house ". Oh well, maybe next year, or when the market picks up"

Wilshire Heights Condo For Sale in Fairfield Glade, TN. Condo #32

Crossville TN - The Best Kept Secret In Tennessee, Along The Cumberland Plateau

3148 Deep Draw Road, Crossville, TN 38555

Again I wonder...Where the hell is your agent???

Crossville TN Real Estate : Resort Style Living On the Cumberland Plateau.

Dear Diary - My Passion is.........

I Promise, You Don't Ever Want To Play Golf With Me. Why Do Men Torture Themselves With This Game ?

Wordless Wednesday ~ A kids Gotta Do, What A Kids Gotta Do.

Happy 40th Birthday Christina Williams. Forever in our hearts.

Things you shouldn't do while buying a home !

Wordless Wednesday ~ The Hills Are Alive In Crossville TN ~

In Memory of Active Rain Member and Friend Christina Williams ~ A Walk With Christina

Dear Diary - My Passion is.........To Explore and Discover

Crossville TN Real Estate ; Resources for the Consumer